Confirm your itinerary and dates
List your destinations, transit points and travel dates. The Insurance Association of Türkiye’s Travel Health Insurance General Conditions include provisions on policy validity dates and the travel period. Check your document’s start and end dates, territorial scope and conditions relating to trip duration. If the return date changes, do not assume the existing document automatically covers an extended trip; consult the insurer.
Do not assume your health policy covers travel abroad
Having private or complementary health insurance does not establish that every medical expense abroad will be paid. Review what your existing document says about the countries and dates of your trip. If you have travel health insurance, read its benefits, limits, deductibles and special terms separately. A service heading in general conditions is not enough to confirm the same cover in your own policy.
Ask about exclusions and planned activities
Discuss planned activities and health circumstances requiring assessment with the insurer. Review exclusions and special terms in the policy rather than assuming every activity or pre-existing condition is included. Ask which secure channel to use for necessary health information. This guide is not a medical assessment and makes no promise of cover for a specific treatment or activity.
Understand assistance before departure
If the policy includes assistance, identify the contact number, when the service applies and the steps to follow. The Travel Health Insurance General Conditions allow related services to be provided through assistance organisations; this does not mean every expense is payable without prior approval. Prioritise health and safety in an emergency, and follow the policy and provider’s instructions for insurance notifications and documents.
Verify visa and entry rules with official sources
The Turkish Ministry of Foreign Affairs’ visa information for Turkish citizens is a starting point. Confirm current requirements for your nationality, passport type, destination and transit countries with the relevant country’s official representation. Visa exemption does not remove every entry requirement. Ask the responsible authority whether your insurance document is acceptable for the application; buying a policy does not guarantee a visa or permission to enter.
Final check: documents and contacts
Before departure, keep your policy document and insurer and, where applicable, assistance contact details accessible. Make a final check of dates, territorial scope and personal details. You can ask Artı Sigorta about understanding your existing health cover through the contact page. This checklist is not an offer to sell travel insurance or a promise of cover; scope and suitability must be verified against the relevant contract.
Sources
Information was checked against the official sources below on 17 October 2026. For current terms, consult the latest source version and your own policy.